AIA Company Profile

Fakta bukan Auta.

Fakta Kanser Payudara

• Kanser payudara paling ramai dikalangan kaum cina, kemudian kaum india dan terakhir kaum melayu.
• Kanser payudara menyumbang 31% daripada jumlah kes kanser wanita yang didiagnosis pada tahun 2003.
• Seorang perempuan di Malaysia mempunyai kebarangkalian 1 per 19 menghidap kanser payudara dalam hayat mereka.
• Lebih daripada separuh daripada wanita yang didiagnosis dengan kanser berumur kurang daripada 50 tahun.

AIA AFG Takaful

KUALA LUMPUR: Alliance Financial Group Bhd's subsidiary Alliance Bank Malaysia Bhd has entered into an agreement with American International Assurance Bhd (AIA) to set up a joint-venture company, AIA AFG Takaful Bhd. Alliance Bank had a 30% stake in the joint venture to carry out family takaful business while AIA had 70%, Alliance Financial said in a filing with Bursa Malaysia. It said the joint-venture company would be formed with an authorised capital of RM200mil and paid-up capital of RM100mil. The family takaful business is expected to begin operation in the first quarter of 2011. - Bernama ---------------------------------------------------------------- Produk-produk: 6th January 2011:

• A-Prima (Whole Life)
• A-Mas (Investment-linked)
• A-Medik (Medical)

March 2011:

• A-Excel (Endowment)

----------------------------------------------------------------- Bagaimana untuk menjadi agen AIA AFG Takaful Bhd?

1. Minimim lulus 5 kertas SPM termasuk Bahasa Malaysia
2. Lulus Peperiksaan Asas Takaful (TBE)
3. Berdaftar dengan Persatuan Takaful Malaysia
4. Agen baru boleh mendaftar dengan AIA AFG Takaful Bhd (AATB) dengan:

• Kepada yang ingin menjual konvensional dan takaful - daftar dengan AIA dan AATB.
• Kepada yang ingin jual Takaful sahaja - daftar dengan AATB sahaja.

Kepada agen-agen dari Uniasia, Manulife, MCIS, atau AXA, Jika anda berminat untuk mempelbagaikan plan anda, anda boleh join kami di AIA untuk menjual plan2 takaful.

AIA New Year Kick-Off Invitation

Medical Card @ AIA Excel Care Plus

Medical cards and medical insurances are necessary because all services cannot be offered by a government hospital. Government hospitals can offer emergency and essential medical care but usually there is a long waiting list. Possession of a medical card will be able to give you more choices.

A medical card can help you prepare for these costly expenses and ensures comprehensive coverage in medical, surgical and hospital costs, ambulance fees and other related medical charges.

Things to Look Out For When Buying Medical Cards

Exclusions Many medical cards do not pay for many chronic diseases in the first year and many cards do not pay for pre-existing medical conditions. Most cards only provide in-patient services and exclude outpatient services.

Guaranteed Renewal Some medical cards are yearly renewable, while others normally offer guaranteed renewal up to a lifetime limit.

Co-Insurance Some medical cards also practise co-insurance, meaning that you'll have to pay a certain amount of the medical fees, normally at 10% - 20% of the total medical fees incurred, while the balance will be paid by the insurance company.

Cashless There are also some medical cards which are cashless medical cards. As a policyholder of this kind of cashless medical cards, just present the card at any participating hospital to facilitate your hospital admission. You do not need to worry about preparing and submitting claims as all expenses under the medical card will be paid directly to the hospitals. However, this kind of medical cards are becoming less available due to misuse and very high claim rate.

Participating Hospitals Depending on the insurance companies, the number of participating hospitals varies. Choosing a medical card with more participating hospitals benefits you better, as you will have more choices in time of emergency.

/yk

Make government hospitals comply with private standards

Daryl Goon, the Present of the Medico-Legal Society of Malaysia says Make government hospitals comply with private standards

THE Medico-Legal Society of Malaysia views with concern the report by the Auditor-General of shoddy repairs and upgrading work carried out in government clinics. Some of the shortcomings described include shoddy work that would render the facilities available physically unsafe for patients. There are also examples of defects that would clearly undermine patients’ privacy and dignity. It is perhaps time for the Government to take steps to extend the provisions of the Private Healthcare Facilities & Services Act 1998 (ACT 586), and its regulations, to government clinics and hospitals. This legislation and its regulations set out statutorily what are essentially the minimum acceptable standards to be expected from private healthcare facilities, which include hospitals, medical clinics and dental clinics. One simply cannot countenance double standards in healthcare – patients are patients. All patients (whether in government or private hospitals) are entitled to expect those minimum standards that have been thought fit to be imposed on private healthcare facilities. There may be practical problems to overcome, so it need not happen overnight.

/medi

Hospital swasta hanya kaut untung 10 peratus

KUALA LUMPUR: Hospital swasta hanya memperoleh keuntungan 10 peratus daripada kos yang dikenakan kepada setiap pesakit berdasarkan jenis rawatan, manakala selebihnya digunakan untuk membiayai kos ubat-ubatan, peralatan, tenaga pakar dan penyelenggaraan kemudahan. Seorang pegawai kanan sebuah pusat pakar perubatan yang enggan namanya disiarkan memberitahu, caj tinggi yang dikenakan hospital swasta dianggap berbaloi kerana mutu perkhidmatan dan kemudahan rawatan disediakan adalah terbaik, bersesuaian dengan kos perlu dibayar pesakit. Selain itu, hospital swasta juga tidak mendapat bantuan kerajaan sebaliknya beroperasi melalui hasil pelaburan dan pinjaman daripada bank bagi mengimbangi keperluan perubatan rakyat.

“Bidang perubatan kini menjadi satu cabang perniagaan. Bagi mendapatkan rawatan terbaik dengan kemudahan selesa dan dirawat menggunakan peralatan perubatan berteknologi tinggi, pesakit perlu bayar lebih. “Keadaan ini menyebabkan rakyat beranggapan hospital swasta mengaut keuntungan lebih tetapi ia sebenarnya tidak kerana pihak hospital juga perlu membayar lebih untuk kos penyelenggaraan peralatan rawatan, pinjaman bank dan kos tenaga kerja yang semakin meningkat setiap tahun,” katanya kepada Berita Harian. Beliau berkata, caj rawatan setiap hospital swasta berbeza mengikut jenis rawatan, kepakaran dan kemudahan yang tawarkan selain menepati garis panduan Majlis Perubatan Malaysia (MMC). “Wujud perbezaan dari segi caj rawatan hospital swasta kerana tidak semua menggunakan peralatan, kemudahan, tenaga pakar dan premis sama. Walaupun caj tinggi, pesakit masih mempunyai hak untuk mendapatkan penjelasan pengurusan hospital, ”katanya. Katanya, banyak hospital swasta akan gulung tikar ekoran terpaksa menanggung beban pembiayaan kewangan tinggi sekiranya kerajaan melaksanakan cadangan mengkaji kos rawatan yang dikenakan ke atas pesakit yang jauh lebih rendah berbanding kos semasa. “Kita tidak boleh bandingkan perkhidmatan atau kos yang perlu dibayar pelanggan di hospital kerajaan dengan swasta tetapi kita boleh samakan konsepnya dengan harga secawan kopi di warung dengan restoran terkemuka,” katanya. /bharian