12 Signs The Debt Monster Is Growing Out of Control

Here are 12 items to check if your habits is feeding the debt monster

1.More than 20% of income is spent on payments 2.You really don’t know the total of all your debt. 3.You are generally late in paying your bills. 4.You always make minimum payments. 5.You are considering new debt to pay off for consolidated old debt 6.You don’t save any money. In fact, your savings account is touching the bottom of the barrel 7.Your net worth is just slightly positive. 8.You are concerned that the approval won’t come when you’re at the cash register. 9.Your cards are always near the limit. 10.You are considering new debt to pay off for consolidated old debt. 11.You can’t afford everyday necessities such as food, gas and clothing with cash 12.You use a cash advance from one card to pay off another card.

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